Risks & Disclosure
Important information you need to know before investing.
Risks & Disclosure
NOT Financial Advice
This information is for educational purposes only. It does not constitute financial, investment, or tax advice. Always consult with a certified professional before making investment decisions.
Past Returns ≠ Future Results
Historical returns shown do not guarantee future results. Markets are unpredictable. You can lose money, even with conservative dividend strategies.
Dividend Cut Risk
Companies can reduce or eliminate dividends at any time. Even "safe" companies have cut dividends during crises (banks in 2008, energy in 2020). Diversification mitigates but doesn't eliminate this risk.
Currency Risk
If you invest in foreign stocks, you're exposed to currency fluctuations. A dollar dividend may be worth less in euros if the dollar weakens, or more if it strengthens.
AI Limitations
While AI processes large volumes of data, it can make mistakes or miss recent information. Always verify critical data against official sources (company reports, regulators).
DO YOUR OWN RESEARCH. This site is a starting point, not an ending point. Read annual reports, understand the businesses, make informed decisions.